*Sigh, shakes head*

[slow 2K2GT]

Ok well I had my car in the Auto Trader for 2 weeks, and a lot of people contacted me about it. So I gave them all timings for last Saturday to come and see it...well on saturday I still had my car torn apart and pieces were everywhere. Now I know my car inside and out, more so the inside now, and im having a tough time diagnosing all my troubles right now. I had to tell everyone when they showed up that the car was having problems and I couldnt sell it to them. But the very last guy was persistent, he wanted it despite its problems, he had the full $9000 in hand (well a certified bank cheque) and wanted to take it away. I just couldn't give it to him! Is this a ture love for my car or is it just courtesy? Its paid off in a year so I will have an extra 400 for modding per month...am I just too cheap to have another car payment? I think im also a little afraid of having to learn a new car and engine, or perhaps the people at a new car forum. I think im just losing it!

[subvibe99]

That's a big move to make. Getting so attached to a car and having a supportive forum like this can be addictive. Look at all of the people who are ALWAYS on here. I love it because you can ask a question and wait five minutes before some knowledgable answer appears. 9K is a large chunk of change and with the extra 400 a month, you may want to consider a step up in the auto world. It sounds like financially, it's a sound move to make. Take your time though.

[toymachine566]

I think it's great that you didnt want to unload the car having problems w/ it. I've went through that anxiety of "learning a new car/engine" too. Just do whatever's more practical for you.

Buying a new car doesnt mean having to leave this forum either. Lots of people here w/ new cars that still post and visit. Just my .02

[BlackElantraGT]

I think you're losing it. If you really didn't want your car to be sold, you wouldn't have spent the money to advertise in Auto Trader. You had a guy perfectly willing to take it as is at $9000 Can., which probably is close or slightly more than what your payoff amount would be, and you turned him away? Not only did you waste your time and money, you wasted everyone else's time and money that came and saw your car.

Even if you paid your car off in a year, do you really plan on spending $400/month on modding a 5 year old Hyundai? By this point in most cars' life, you're getting to the stage when regular, more expensive maintenance will be required. I think that $400/month could be better spent or saved.

I'd hate to see you leave the forum because you always got jiggly titties for your avatars, but sometimes change is good and it's nice to see an Elantra owner move up in the world. As great as our car may be, there's always something better out there.

[evan938]

if you do sell your car and decide to leave, i got dibs on your avatar :D:D...

kidding aside, thats good you didnt wan't to sell it broken...usually its the other way around

[GrGaKC]

Well, maybe you'll end up buying a new Hyundai so you'll stay here. :D
If you really like the car, why do you want to get rid of it? I have three cars in the yard (old Yugo for rough roads, Elantra and a new Jetta), and Elantra is the only one that is parked in the garage ;) Sometimes you just like your car more than other cars...
But if you just kept it out of fear, maybe you better sell it 'cause you may regret it some day... What car are you going for?

[slow 2K2GT]

Well my whole reason for selling the car was to avoid paying insurance while I was overseas for 6 months and to buy an SRT-4 when I got back...I would still like to get one but dont think I will. I also have told myself that I wanted to turbo my XD, finally I am able to. There is no mechanical trouble with the car, it runs fine and all the maintenance is done by me so repair costs are very low. I know now that with my whole melted bumper issue I might just say screw it and purchase a body kit when I return in Feb/07, who knows. I know about this hobby and what you put in you never get back, im not here for a return of contributions, I do it because I love it.

[ArunSenior04]

i say sell it. You cant plan to drive a XD/XD2 forever do you? 9K sounds great too.

[subvibe99]

Side note....isn't Auto Trader free until the car is sold?

[slow 2K2GT]

nope not free.

[exsailor]

Well my whole reason for selling the car was to avoid paying insurance while I was overseas for 6 months.................

Couldn't you just remove all insurance options except fire and theft? Payments should not be too much :)

[slow 2K2GT]

nope its not allowed for indoor storgrage facilities.

[BlackElantraGT]

So not only will you be paying a car note for a car that will be sitting idle, but you're also paying insurance on it, when the $9,000 probably would have covered the rest of your remaining balance on your loan? Financially, I think that's pretty stupid.

Even if you loved the XD SOOOO much, you could have just sold your current car, and bought another XD/XD2 when you come back. Sure it won't be your baby, but this is a Hyundai, not a Ferrari. Plus, it'll be like a brand new project to look forward to.

Your credit probably wasn't so great when you bought the XD so assuming you paid your bills on time, your credit has probably improved since then. Owning a new Elantra or any car for that matter will be cheaper this time around.

BTW, I just did a currency converter for us Americans and $9,000 Canadian dollars = $8,342.618 US Dollars! Dude, you are CRAZY! A 2002 XD, especially in a cold, snowy place like you is NOWHERE near that value. I live in SoCal, where pretty much most cars are rust-free and I would be lucky to get $6,500 for my 2002 with 70K miles.

[slow 2K2GT]

well my car has no rust on the body or under carriage, it has only seen one winter. That $9000 would cover my remaining loan so yes to take it would be a wise choice, I just want to be without a car payment and have a car to drive for a little while I think. As for my credit, it was and is good, I bought the XD because my father in law had ties with the local dealership and well because I just liked it for what it was. Also why get another XD project to look forward to when I already got a ton of cash sunk into this project that I would only end up spending again with a new car. No further ahead and much further behind.

[BlackElantraGT]

If you need a car for the time being until you are deployed, the $9000 could have paid off your loan, and whatever you have left just buy a junker that's driveable. As far as the money you have invested in your car, most people on here have bolt on parts. You're good with your car, you can get that stuff off in no time. You could sell that for money or use it towards your new XD project when you get back, assuming you loved your XD THAT much. As far as insurance, I don't know what the law is in your area, but with any junker, you could bare minimum insurance for next to nothing.

Let's say you are gone for 1 year. Since your loan is paid off and you don't have to pay insurance, you'll be saving at least $300/month. In a year's time, you have $3600 that you can either use towards a down payment on a new car, or if you don't want to have a car note, you could get a nice, used car for that amount of money.

Stupid move to not sell it if you ask me.

[WytchDctr]

Or park it and tell your insurance you did that. Most of the guys I went over with where paying like 10 bux a month for insurance. My wife was driving mine so I only saved 10 bux a month, lol.

[slow 2K2GT]

if its parked in your driveway than you can drop to fire and theft, but in heated indoor storage it needs to be fully covered. My insurance now is only $100 per month fully covered...I honestly dont know what I want to do, im only gone 6 months so who knows, I was looking at changing it back to stock and using it as a trade in, but thats too big a hastle. Man I dont know really, I just dont want any more fuss then there needs to be I guess. Like I said, it would be nice to not have a car payment for a while.

[carbonbluerocks]

If you're happy with it, don't see a reason why you'd even go through the trouble of putting it up for sale. And to top it off, if you had sold it, would it have been worth the additional hassle of looking for a replacement car, new insurance, relearning/getting used to a different car when you get back from deployment? and just to save $100/mth for six months no less? Doesn't make sense (at least to me anyways); too boot, it's paid off in a year! Assuming it even lasts you another three years after that (at the very least) and assuming you don't use up all the additional $400/mth on mods, you'll be sitting on a pile of money by then.
By the way, kudos for being honest to that persistent guy.. hopefully karma will repay back that honesty...

[GrGaKC]

I don't get it... If it's only for six months, that's total saving of 600$... That's probably what a used car would cost you for this short time you'll be home after selling your Hyundai. So basically you won't save any money, it'll just go into something else.
And I agree with carbonbluerocks, if you're really satisfied with your XD, keep it, it's now worth the trouble of getting used to another car.

[BlackElantraGT]

By letting the car go, he's not saving $100/month, but $400/month. In six month's time that comes out to a total of $2400 for a car that no one will be using in his household.

It's one thing if no one wanted to buy it or he decides to just finish off paying the loan instead of selling it for a loss, but he had someone perfectly willing to pay more than blue book value for the car, money that not only would have paid off his existing loan, but probably leave him with extra cash for a temporary junker.

So if you had a $2400 bill to worry about and a stranger comes along and says, "Hey man, let me pay that bill for you," assuming this stranger was legit, how many people would be dumb enough to turn that down?

But wait, there's more. The REALLY stupid part is that when he comes back, that car is still not paid off. He still has 6 months left. So what the stranger basically offered was to pay a $4,800 bill IN ADVANCE for the next WHOLE year, meaning if he got a junker with what was left over and drove that for the next year, he could have saved up to $4,800 towards his next new/used car.

So by keeping the car, here is his scenario:

a) $4800 to pay off the car and now he's the proud official owner of a 5 year old used Elantra which over the years, the longer he keeps it, the more money he will sink into something that depreciates in value

b) Or best case scenario, $4800 to pay off car, but after a year was able to sell it still for $9000 (which I highly doubt), so what he's left with for a new/used car is really $4200, still $600 less that what he could have had had he sold it in the first place.

Self-:owned: :owned1:

Sorry, but if you were THAT attached to your Elantra, you would have never spent the money to put it in Auto Trader in the first place. By doing so, you're basically admitting that you wouldn't mind getting into a new, different car.

This forum isn't a big enough reason to stay attached to something. Look at Jay or Sed... sure it was sorta sad to see them leave the forum but I didn't cry over it nor did I lose any sleep over it. We can still function in this forum without them. Life goes on. There's always bigger and better things out there. If you buy a new car, there's another Evan on some other forum just waiting to welcome a n00b like you.

[GrGaKC]

Well, you made a good point... I keep forgeting that there's a difference between car financing in USA/Canada and here. The reason I suggested he keeps the car is that I actually thought he has no more outstanding payments.
Your post made me realize that I was wrong, maybe he should have sold it in the first place...

[Gman]

plus even if you don't have an XD u can still haunt the boards like me:)

[slow 2K2GT]

Yes I wanted a new car, I still have 12,000 left on my actual loan so it wouldn't be paid off, but yes a new car would be nice. I wanted the SRT-4 becuase of the upgrade from the factory, sometimes I think it would be nice to have a warranty. Its not this forum that is keeping me in the XD at all, its more the fact that I enjoy driving it. I dont want to get rid of it, yea Blackelantra has some good reasons to get rid of it, but at that same time, hes missing the reasons for me to keep it. When its paid off its a 6 year old junker with no payments thats still in really good shape, all cars depreciate in value not just Hyundais. Perhaps, who knows, when I get back I will get an 03 Tib, keep my car and just swap all my work over into the Tib and still have a daily driver.

[Cypher]

boost is calling your name ;) boost it then you'll beat SRT4s :D

[BlackElantraGT]

boost is calling your name ;) boost it then you'll beat SRT4s :D

Name one single person on here besides KDM guy that can spank an SRT4 in their boosted XD. Not to mention, doing it under 20K with manufacturer's warranty

[only1db]

i will...


anyway...do not sell the car...it is a proven fact that paying a car loan out to fruition is one of many ways to improve your credit score...

not to mention the timeless hours and money put into the car...i dont ever plan on getting rid of my xd...i like to too much...when the engine goes or after the next year when i'm done with school and have a real job...its getting turbo'd

and there is nothing like having no car payments...you just spent how many y ears paying for it...if anything...save money after you pay it off and you can get another car...or like you said put into modding...

just do it right...no fake lsd's please...ahhahh

we can not explain our passion for cars...we just live by them.

[slow 2K2GT]

boost is calling your name ;) boost it then you'll beat SRT4s :D

i will...


anyway...do not sell the car...it is a proven fact that paying a car loan out to fruition is one of many ways to improve your credit score...

not to mention the timeless hours and money put into the car...i dont ever plan on getting rid of my xd...i like to too much...when the engine goes or after the next year when i'm done with school and have a real job...its getting turbo'd

and there is nothing like having no car payments...you just spent how many y ears paying for it...if anything...save money after you pay it off and you can get another car...or like you said put into modding...

just do it right...no fake lsd's please...ahhahh

we can not explain our passion for cars...we just live by them.

Greatest answers ever
Thanks guys

[only1db]

i should put that last sentence in my sig...ahhahah like i said we cant expain it...

get this....this is how much driving my car matters...its been raining the last couple of days straight...i have been stuck in the house with my son...i've been irritable and my back was killing me (tight muscles)....finally got a chance to get out yesterday (by myself) turned up the tunes a bit...and went for a cruise...would you believe that my back doesnt hurt anymore...and boy my mood has improved greatly...

some people drink, smoke, bite nails, whatever to get rid of stress...i just need to go for a cruise.

[BlackElantraGT]

i will...


anyway...do not sell the car...it is a proven fact that paying a car loan out to fruition is one of many ways to improve your credit score...

not to mention the timeless hours and money put into the car...i dont ever plan on getting rid of my xd...i like to too much...when the engine goes or after the next year when i'm done with school and have a real job...its getting turbo'd

and there is nothing like having no car payments...you just spent how many y ears paying for it...if anything...save money after you pay it off and you can get another car...or like you said put into modding...

just do it right...no fake lsd's please...ahhahh

we can not explain our passion for cars...we just live by them.

Being that you're a family man, I would be willing to put money that your car will probably never be boosted to a level where you could beat a stock SRT4. I wouldn't even be surprised if you never get boosted. How long has it been now since you, me, or countless other members on here been wanting to boost? Some of us don't have the luxury of living a single life or make buku bucks like Mahonroy, Labmixz, or DMDicks so boosting your daily driver will usually end up just being a dream. When you have responsibilities, it seems like the right moment that you wait for never comes.

Just look at all your excuses already for not being boosted. When my engine goes... when I'm done with school...when I get a real job. Most of us didn't buy a Hyundai Elantra because it was our favorite car in the world. We bought it because it was all we could afford and it had a great warranty. Heck, if most of us had a little extra money we probably would have gone for the Tiburon.

So you telling me that your XD is going to be boosted enough to run with an SRT4 is like me saying one day I'm gonna **** Jessica Alba and Jessica Simpson, at the same time.

The guy wants more power, and from his logic, it seems like he wants to have something with power and a warranty to back it up at least for the first few years. If he wants to fulfill that want so bad, I say he should take the $3000 loss now and get into the car that he wants. Any car boosted from the factory will be much easier to upgrade. Otherwise, if you go the cheap route, have fun fixing one problem after another. There goes your fun daily driver.

[slow 2K2GT]

I too am a family man with two kids, though my wife is in the military also so we are in a $100,000 household...along with that I dont honestly want to jump into another car payment just yet, I will up my kids RESPs and my RRSPs for a little while I think and save a little for a nice down payment on another ride. There thats the better part of both worlds I think. Hey Black thanks for the persistent number crunching! Though again, the repairs that a boosted setup would bring would be minimal, about 2 years ago we boosted my friends Mazda Protege 5 and since then hes had to do regular maintenance. This wasnt a bolt on kit either it was a custom everything setup.

[only1db]

black...dont even go there...it will get done...if not for my wife being a hoard with the money and the backlash from her...it would have been done already...

when i'm done with UTI...I WILL know how to boost correctly...and will do it on a custom setup...yes alpine makes a good piece...but i think that with the right now how...it can be done more efficiently...

now being that i only make 11 beans an hour as a babysitter for junvinelle deliquents means that i dont have much extra...if at all...however after wifey is a nures (aug. and i'm done with school...1.5) i will be making plenty....and will have some extra bucks without wifey getting her panties in a bunch...not to mention that i would be able to afford to have a garage...these may seem like pipe dreams to you...but i have plans...and i plan on following them through.

[slow 2K2GT]

Ok am showing the car on Sunday, 8000 with screen out is what the deal is. I have 10,200 left on the loan, so I take a 2000 loss, that will be paid off while im overseas. Save for a few months and start again I guess.

[toymachine566]

good luck...........still looking to get an srt when you come back?

[slow 2K2GT]

Well I have been on and off the fence about selling and not selling this car, I have also had a tough time deciding what to buy after. I wanted a 1990 Jetta/Golf (first car I owned), 2003 Tib, SRT-4. Now they dont make the SRT-4 neon anymore so it may be tough to come by, the tib well its cheaper and I could boost that, the golf/jetta kinda old and I dont wanna do a lot of repairs.

[only1db]

i would just keep it...