Regained my sanity.

[Keyan]

The tiburon payments are just too much.

When I went out to buy my car, these were the numbers that I had in my hand:

$1000 down. $230 a month loan for 5 years + Insurance of $210 a month + Gas of about $100 a month.

These are the numbers I came back with when I got the car:

$1500 down. $345.63 a month loan for 6 years + Insurance of $351 a month + Gas of more than $100 a week



I can't afford the car. I'm returning it tomorrow. I'm going to demand my down payment back and just go home.

How can I do this? The dealership called me on Sunday and told me I signed the wrong Contract---and the interest % is too low. So I have to drive back 150 miles...sign a new contract, and up my %.

Even if I could afford the Tiburon now, I will not afford it with a higher monthly payment. And I know they don't have me hooked in...they can't force me to pay more. So I'm handing over the keys and driving away.

It was nice while it lasted.

I did the stupidest thing in my life 2 weeks ago and now I've done the smartest.



-----
I'm glad that I've finally come to my senses.


I do need a car for school and fun, so...
I'm going to purchace a used 04 Elantra. Black or blue....if the price is right I'll buy automatic but I'm looking for 5-speed...


ilan do your magic. lol

[mrhoaf]

Good to hear you realized your mistake now and still have an out.

It might be a good idea to get the next car from that dealership... since they've already run your credit.....

[Leviathant]

Thank god dude, I thought you really screwed yourself on that thing. You're really really lucky about that contract.

[XTRAWLD]

Yeah, that contract thing is a god send...sounds like you calculated the payments fine with the way they were telling you, but screwed you at the end of it. Walking away is good for the long run too. Come back to us with an XD!!

[felixr]

100+ a WEEK for gas???

[ilanpro]

Rally red
offer them 8K

http://cgi.ebay.com/ebaymotors/ws/eBayISAPI.dll?ViewItem&rd=1&item=4523066223&category=80745

another Rally red here in PA

http://cgi.ebay.com/ebaymotors/ws/eBayISAPI.dll?ViewItem&rd=1&item=4523273961&category=80745

I will keep looking, why not just get a Brand new 05 for 12k

[evan938]

i could probably spend 60-70$ week in gas deliverin pizzas...never 100 in a week though

[mrhoaf]

even when I was driving a lot for work, I don't think I ever filled up 4 times in a week..... but then if you were running that V6 in the tib pretty hard, it would use more gas than an xd.....


Why are the XD's we always see for sale slushboxes.... damn.....

maybe the people that have 5-speeds don't want to sell them :D

[OdessitPashka]

Thank god you were able to get off from that sh*tty deal :)

[KeWLKaT]

never 100 in a week though

100+ a WEEK for gas???

Wooohooo the happiness of a V6

[OdessitPashka]

he probable made a mistake. $100 a month sounds more reaslistic....

[BlackElantraGT]

I never knew you could return cars. In California there is no buyer's remorse on new car purchases

[Gomez]

I am really happy for you, Keyan. I remember reading somewhere that your monthly car payment should be no more than 1/5th of your income. With insurance, half your income was going to your car, not including gas. Good for you, screw the V6. I think you would prefer a car you could mod than a better one that you couldn't.

[sed]

IMHO the GK is an overrated car, 100% not worth 350 dollars a month.

stick with the elantra, its easier to work on, much better fuel economy, lower insurance, lower payments and we all kick ***....


shawn :)

[SuperGLS]

Haha, good for you... didn't I tell you it was a bad idea in our talk over AIM?

[Keyan]

Guys, $100 dollars a week is correct. Every night I had graveyard shift 50 miles one way. That's 100 miles a day. Plus during the day I drove another hundred some-odd miles doing odd tasks w/friends & going to the mall...and I was driving as economically as possible...I would only get 250 miles out of a tank. That's filling up EVERY night before work. I wasted $100 dollars in gas in 5 days.

Tomorrow's the big day. We'll see.

[sed]

thats insane, i don't even pay 100 in 2 months, 20 every two weeks lol

[OdessitPashka]

Since I got my tiburon (5sp) I've been getting gas every two weeks or so. $50 a month or so :) Tank of gas can last from 320-380mi for me :)

Keyan, what are you doing tomorrow? what are you getting?

[sed]

he's returning the tib. read his first post

shawn :)

[OdessitPashka]

I thought he was gonna do it today. Oops.

[Keyan]

Tomorrow is the day I drive 150 miles down the NJ turnpike, give the tiburon a nice wash and vacuum, and go to the dealership to beg for forgiveness, lol.

I talked to them today and he said the contract I signed (the "bad" one) CAN be used. The dealership would just be losing money because of the % rate that chase wouldn't give me, but would stay the same. I can't play hardball with this guy tomorrow, I have to get him to pity me and if all else fails hope he's gay and use my "Puppy Dog Eyes" move. (note: i'm not gay. everyone just says i'm freakin cute when i..nevermind).

If this guy hates me so much where I can't get out of the contract I'm ****ed.

I'm probably gonna have to pay some sort of "loaner" and "milage" fee. :(

But atleast I can have a life.


-----

I need to buy a cheap ~$5000 dollar car sometime this week, and I'm trying to push an Elantra on my parents. But there's none around here for that cheap. They say I might be forced into something like a 95 Neon. God I'd rather shoot myself....but I can't be picky right now.

[sed]

just tickle his *** a little with a feather, thats not too gay!

shawn :)

[Keyan]

I'm gonna keep my eyes on this one:
http://cgi.ebay.com/ebaymotors/ws/eBayISAPI.dll?ViewItem&category=80745&item=4523001402&rd=1

[sed]

sweet, don't forget to bring a feather!

shawn :)

[Keyan]

sigh....it's on my list.

[OdessitPashka]

but didn't they make you sign a contract with wrong info???

[sed]

yeah, but they have the option of upholding that contract and "losing" money, which you know for sure they aren't they just want more....

its all up to the finace manager of the dealership.. if he/she does a cost evaulation of taking in the car with the mileage it has on it now and the resale being so low, and its cheaper to make kenyan keep the car then thats exactly what they'll do

[OdessitPashka]

well, if he keeps the car with the prices that he was given he should be fine :)

[sed]

I hope so, it sounds like he got upside down on this car almost immediately off the lot....

Kenyan, what you need to tell them is you are interested in a 5spd used elantra 04 with less than 20k miles. Tell them they have the choice of swapping notes with that car or totally taking the Tibby back. It'll put the finace manager in an interesting spot. Either he can place a 04 elantra from an overstock in another dealer, maybe another in his dealer family, or a local dealer for real cheap... They will get you at the higher intrest rate on the new car of course.... OR he can just take back the tibby and try to sell a new car with significant miles.. Its definitely not new anymore, so the value of the car dropped a lot.

Play your cards right and you can walk out of there with a 04 5 spd still under warranty and everyone makes out..

shawn :)

[mrhoaf]

that's kinda what I was thinking..... see if they have something else you can get... I think they'd be more willing to work with you if they're still gonna get a sale....

[ButterBean]

I might be forced into something like a 95 Neon. God I'd rather shoot myself....

You do that and I'll drive up there and beat you. My wife had one of those, oil leak, bad paint job, and all. Newer ones may be better, dunno

Worst case is that you still end up with that car. Drive it for about 3 months, make your payments on time, then RE-FINANCE.

That's what I did with my Jeep, went from an 11% rate from the dealer and Chase to a 6% with a local bank, payments went down from ~ $311 to ~ $265. My credit was crap from credit cards and such. Now it's in great shape.

Don't worry too much, and let us know when you get back

[ilanpro]

Call me if you get it we can meet

[Leviathant]

Or you could be forced to move up in the world. When I bought my Elantra, I was making something like $11/hr. Two weeks after I bought the car, I got laid off. A few months later, I got work making $15/hr -- I couldn't accept working at a place that didn't pay the bills :)

[slow 2K2GT]

hey man good luck with that tib, come back to us with a 5spd of some sort

[evan938]

speaking of refinancing...

i think im gonna go to the bank and see what kind of rates they may be able to get me...i only have the line of credit on my car, but its near perfect (couple 3 day late payments in 15 months)

[OdessitPashka]

So what happened Keyan?

[sed]

guess he tickeld a little too hard!

lol
shawn :)

[Keyan]

ONE PICTURE SAYS IT ALL, *****ES!!!!!!!! :):):):):):):):):):)
(and it's only $43 a month more than my old elantra!!!!!)

http://img.photobucket.com/albums/v162/Keyan/EXD05/onepicture.jpg

[sed]

better be a 5spd

[Keyan]

Long story behind that ---



no, it's not.

[sed]

ugh, drive to florida with 500 bucks cash we are doing a swap

[mrhoaf]

what's the long story....

you're gonna have to tell it eventually..... why not now?

[Keyan]

Ok, well, basically for me to get a cheap-*** insurance my mother had to cosign it. She told me the only way that pen is getting anywhere near the X_______ is if she can drive it sometimes too....and she doesn't know how to drive manual and won't learn.


That's the abridged-long story.

[sed]

oh nevermind, that suxors dude no mods for you

shawn :)

[Keyan]

I can mod it, she doesn't care about that...except a tranny swap, lol :)

[sed]

oh well at least thats good news....

so should swap the tranny though, just tell her you woke up one day and it was a manual...

shawn ;)

[Keyan]

Dude that would be ****IN AWESOME.


I've always wanted to visit Disney World again...

[vsolo]

Oh no :rolleyes: another Tidelwave Blue !!!!!! <grin>
There are too many of them here at XD <smile>
I need all the Black XD's to come forward & show up theses Tidalwavers :abovelol:
Just kidding, I'm have some fun with your new color. I do like that color too Congrats on your new 05 !!!! :rolleyes:

You know we are already thinking of the mods to do to your car when it is parked :)

[SuperGLS]

Just another, boring, Tidal Wave Elantra, haha. Just kidding. Looks good, let the saving money then modding begin.

[04GTboySC]

ya another tidal wave elantra :) but hey its not a GT or hatch back so its differnt

[Keyan]

Thanks guys :)

I had a choise of an 04 Black Auto Lantra or an 05 Tidal Auto Lantra, and to be honest, I'd rather have the blue. I mean, I had a black tiburon. Any idea how hard it was to keep it clean? I had it 10 days and I washed it twice....and it was STILL dirty!

And black fades fast, too. I'd rather have the blue one :)

[vsolo]

Oh I know how hard it is to keep my black car clean. I probably would have gotten the tidal wave if they had it back then. I really like the color. I agree with what you bought, are you the first kid on this block to have an 05, some one had to beat Ilan <grin> to having the newest car on the board :D

[Keyan]

Oh yes, the first with 05, maybe in the entire county :)

I kind of pulled an ilan of you think about it, previous-gen elantra got totaled, went out and bought a tidal wave xd2 :)

My sanity is back and I'm lovin it. what mod should i do first? hmmmmmm

[vsolo]

Do you still have your Aluminum foot pedals ?

<ducking> Paint it black :D ........ Me --> :hammer: <--- Keyan :thumbsup:

[OdessitPashka]

Congrats man :) Sux that it's auto, but we shall see how much better(faster) it is than your old car. I'll meet you at the track once it opens up :)

[evan938]

first mod = remove pinstripe and any badges on the trunk except the hyundai logo

[Keyan]

I like the pinstriping. I mean, If I had a GT and I had the black molding ALONG WITH the pinstrip, the pin would go. But I think the car looks very empty without it. Especially if I paint my headlights blue. Then there'd just be too much tidal and not enough of anything else. I don't know though. ilan has inspired me to get a car like this, so I hope that he doesn't mind that I'm kind of copying him. I think I'm gonna de-badge the trunk and do the VVT lettering. And get new rims, that's a must. Like the ones KincadeCharade has-- BSA 259's. (where did she go, anyway?)

Interior is weird. It's missing something but I know I don't want to rip everything apart and paint it. The dash is already black so I can deal with the tan everywhere else. Hmm. Anyone selling a triple gauge pod + gauges?


hmmmm

[evan938]

DAMNIT>>>>>I WANTED TO GET THE 259s!...now 4 people will have em

argh...search goes on

hit up craig @ compact divisions...he made my dual pillar...im sure he could probably do a 3-gauge pillar...

pics of mine...

needs some paint, but i knew that before i got it...its close to interior color, but needs to be darker

[mrhoaf]

The dash is already black so I can deal with the tan everywhere else.

TAN???????


I though all XD's had grey interiors now.......


:confused:

[ilanpro]

TW owns you now :D
Keyan old your horses on the pod, I am working on something :cool:

Also The Pinstripe must go man, Does it have a spoiler??

your 1st mod should be
http://www.dreamka4u.com/products.php?id=192&op=__reader__


http://cgi.ebay.com/ebaymotors/ws/eBayISAPI.dll?ViewItem&rd=1&item=7930621691&category=66484&sspagename=WD1V


http://cgi.ebay.com/ebaymotors/ws/eBayISAPI.dll?ViewItem&rd=1&item=7950784020&category=43957

[Keyan]

Here are the same rims on wheelguys and they come with tires and free shipping http://www.wheelguys.com/shop/details.asp?prodid=259&cat=29&path=3,29

I think I want to buy a highspoiler from spoilerdpot, or maybe a lip like your, I'm not sure yet :)

[ilanpro]

A word of advise, Lower the car b4 putting the wheels on, this will make a bigger impact on the looks of the car

[04GTboySC]

^agrees with ilan on that one. I lowerd mine with my stock wheels omg it was a nice difference now even better with the free rims

[Keyan]

What do you guys use to lower your car? Just lowering springs or coilovers or what? I'm very dumb when it comes to suspension (well alot of things actually :)) I don't want to spend a grand on making my car easier to scratch on the ground, especially when the 04-05 R34 kit is still on pre-buy for $495...

hmmmmm

[ilanpro]

the prebuy is not 495 is 695 now+ 150 or something

just get the sprint springs from ebay, or in a bout a month I will have 1 set of H&R springs, they are 240 shipped on ebay, I will be asking 190 shipped and if you come for them I will install them for you along with Vsolo

[Keyan]

Do the H&R's drop evenly (uneven wells) or "nicely" so the wheel wells look even dropped on the tires?

[ilanpro]

This cars hace H&R's

Havro
http://www.elantraxd.com/forums/image.php?u=110&type=profile&dateline=1083475724
and Scott

http://img.photobucket.com/albums/v327/04gtboyVA/newside.jpg

[joeypasta]

Keyan, I wish I would have read your first post sooner. That whole thing about car dealers calling you back and stating that you signed the wrong contract is a scam! I am not kidding. For about the past 5 years, dealerships have been taking advantage of people like this left and right. If I were you, I would call Hyundai and report this. The dealerships either use the interest scam or say that you did not not pay enough for the car, and the salesman who sold you the car will come on the phone and tell you that if you don't come in to sign the new contract, that he will get fired; then give you a phoney pity story. Some dealerships have also threatened people if they did not come in and sign the new contract. Damn, I would have called the dealership for you myself. I remember reading about this on www.edmunds.com when I was car shopping.

As a follow up to my previous post. do a yahoo search using the words
car dealership contract scam. You will see quite a few sites talking about this scam. The first site under the search which is carbuyingtips.com talks about a couple of variations on this scam.

Here is another site detailing a Hyundai dealership doing just about the exact same thing: http://www.ripoffreport.com/reports/ripoff113627.htm

[Blackdiamond]

Welcome to the club Keyan.... the Tidal wave club that is :)

Id start with the small mods .. till ya get the cash... droppin it would be first cause its probly the cheapest....

That contract thing sounded spooky to me... when I did the finance on mine.. they (the dealership) filmed it!... not cause I was special... cause the dealership had some problems in the past... and thats how they kept an eye on thier employees....